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The Need for End of Life Planning There are many families today that face the difficult decision of what to do next after a loved one has died. Many just don’t want to face the inevitable and some families do think about planning ahead for their loved ones death so when it finally comes, they are unsure what to do first. You can actually help your family properly prepare for your departure, which is one of the greatest gifts you can give to them. You might have started your estate planning process by creating a will or trust. But the reality is that many Americans have no form of estate plan. If you want to pre-plan your future financial wishes, making a will or trust is the right step in that direction. However, this form of planning fails to accomplish one important task, and that is addressing your family’s immediate concern. The moment you die without any plans for your funerals there will be pressures put upon those responsible for your final arrangements. During that difficult time, you can no longer alleviate the emotional and financial stresses that your loved ones are going through at that time, but you can help tremendously by planning your funeral wishes.
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Estate planning should not only stop at creating a will but also taking care of your funeral expenses before hand. The best way to help your family is to pre-plan your funeral so your family knows what you want as a method of disposition and what type of services you want so that they can properly grieve and recover. Funeral pre-planning is also beneficial since you still have a calm and clear thought process by which you are allowed to make extremely important decisions. You will create a more rational and logical end-of-life plan.
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IF it one thing to plan funeral arrangements, but it is a more helpful thing to actually pre-pay or pre-arrange your funeral services by taking care of actual expenses. One of the fastest growing and most appreciated aspects of funeral planning is pre-paying your funeral or cremation. Like preplanning your funeral, paying your funeral expenses in advance is also becoming widely accepted by many financial professionals as a solid piece of sound financial and estate plan. Prepaying funeral plans can be done through savings and life insurances. You can rely on them and you can use them is your need them. But there are other strategies to consider when prepaying your funeral costs or expenses. You can get funeral insurance so that you can cover your funeral expenses. Your options here are determining what the funeral costs or expenses will be covered like flowers, burial plot, grave marker etc.